Snap it, check it, save it. A scan is a draft, never a locked record — nothing counts until you say so, and every line stays editable.
Receipt
Take the photo and the app reads it right here on your phone. Blurry is fine — you can fix every number on the next screen.
Reading the photo…
Prototype only — this is the look and feel of the home-screen widget. The real Android and iOS widgets ship with the store app later.
Notices
Quiet heads-ups, newest first. The app checks when you open it — nothing here leaves your phone. Change which kinds you get in Settings, behind the ☰.
Set up your money
Everything here can be changed later — pay on the Ledger, benefits on their cards. Skip anything that does not apply to you. Your numbers never leave this phone.
Play-by-Play
Your next moves, and what is waiting behind them. Get it in here, get it out of your head.
Your moves
What you can knock out now.
Keep in mind
Later steps, and things that need a move done first. When you are ready, move one over.
Actually yours to spend
$0.00
Bank says $0.00 · $0.00 held back for bills & set-asides
Accounts
Happy $ACTS
Deposits — money that lands between paydays and lifts your ACT. Log it when it lands.
Bills in this window
Marking a bill paid pays it out of its account's BANK and releases its hold — so ACT stays steady, same as it should. Un-marking puts the money back to the penny.
Your bills
Set-asides
Money fenced off from every check before anything else — it always comes out of ACT.
Pay cycle
BANK is what the account says. ACT is what is real. Never trust BANK.
Month
Tap a day to see what is on it. Swipe to change months.
▽Triangles point down — money landing
Money drops in that day. The color says where it comes from:
▽Payday— green▽Deposit— green, a Happy $ACT
▽SNAP load— sky blue▽Cash aid load— magenta
Next bill due— red dot, money outBills after that— yellow dotPaid— grey dot
▲Caution: bank holiday— banks closed, payments and transfers slow down, plan around it.
Settings
Benefits — what applies to you
Not everybody gets every benefit. Turn off the ones that are not yours and they leave the Benefits tab and the calendar — nothing is deleted, and turning one back on brings it right back.
Turn off if you don't get food stamps — the card and its calendar marker disappear.
Turn off if you don't get cash aid — the card and its calendar marker disappear.
Notifications
Quiet heads-ups, only the kinds you pick. Nothing here is on unless you turn it on. The app checks when you open it, and each notice fires once — never twice, never older than a week.
A note 3 days before a bill is due, and again on the day itself, until it is marked paid.
A note when a deposit lands in an account.
A note when a bank holiday is 3 days out or closer, so slow money never surprises you.
Asks your phone for permission first. Pop-ups only fire while the app is open — the notices feed is the record that never misses.
Start over
Wipes every number on this phone and brings back the setup screen. There is no undo.
Install the app
BankvsACT on your home screen opens full-screen and works offline, like any app.
No install offer yet? Look for Install app or Add to Home screen in your browser menu.
On iPhone or iPad: tap Share, then Add to Home Screen.
Already installed on this device. You are opening the installed app.
Widget preview
Your ACT at a glance, without opening the app. This is a look-and-feel prototype — the real home-screen widget ships with the store app later.
